hi sorry i didnt go into much detail in the last message but me and my partner are a lesbian couple we are getting harrasment from people in the area and beens nobody else is getting the harrasment the council n also the police dont believe us we have recently had a meeting with the council the only thing they have offered is to put me and my partner in a hostel while they investigate our situation but we do not want to go into a hostel all we have asked for is a 2 bedroom flat near friends and relatives the other thing we have told the council is that we want to adopt a child together the council have said they cant move us till we get the checks done by the adoption agency but the adoption agency wont do the checks until the council move us into a 2 bedroom property \r\nanyway hope to hear from u soon kind regards\r\nlisa cooper by lisa cooper

solicitors sold my parents house due to bankruptcy and an order of the court's and paid the remainder of the money into the courts which belongs to my mum. the question is as my mum got a time limit on drawing out the money? it has been in the courts for roughly 2 years maybe a bit longer. my mum is now worried that they may have put a time limit on it for it to be drawn out\r\nkind regards\r\nian by Ian Bourne

me and my partner are getting harrasment from people in our area but the council will not move us the only thing they have offered us is a hostel what can we do as we really want to move closer to friends and family for support \r\nplease help us by lisa cooper

My wife & I are joint owners of a two-bedsemi which we purchased about 12 years ago. It is now empty & we wish to sell. Are we liable to pay capital gains tax? I thought this was to do with business properties. If we are liable are there ways of getting around this problem as this is our only asset and we need to make as much as possible for our retirement. I have been retired through ill-health and our finances are not very good. If we moved to this address as our home, then sold it would we still be liable? If I moved in on my own then sold the property would my wife still be liable for half the CGT? by Peter Wing

hi my mum died 7yrs ago and my brother myself and sister were left my mums half of the house, and my dad the other half.my parents had been happily married for 40yrs right until her death.my father remarried 2yrs later and asked his bride to be if she would agree to signing paper work which he had drawn up by a solicitor that we all signed that if he was to die before her that she would have a home until her death he was leaveing his half of the house to us 3 children.i stopped going to the house after she told my father that she wanted any pictures of my mum removeing either out of sight or out of the house.a couple of years ago i was asked vai another family member to call to the house and sign a solicitors paper my dad had drawn up no explanation of what it was for just sign come down and sign it.i was quite angry that he didnt speak to me himself i basically found out that he wanted to sign over his half of the house to his wife i refused after he told me if he owned the entire house over to her.to be honest its not the fact he would of done this but the way he went about i have told him to right me out of his will this was 2yrs ago now.a family member has approached to say didnt you think that your father needed you to sign the papers as he signed his share of the house over to you children back when we children first signed to agreeing to his new wife living in the huse till she died.so what i wanted to know is if i approach my fathers solicitor am i entitled to a copy of those papers i signed and if i wanted to sell my share even tho theres the claws of them still living there am i able to do so as i have someone interested even tho they know they would have to adhere to the claws.i look forward to your answer and thanks mandy. by mandy matthews

Hi if my house is sold upon my death is it possible to leave unequal shares to my 4 kids. by kathy

On a recent visit to the house my soon to be ex-husband attacked me from behind, knocked me to the floor and kicked me like a football. I called the police, he was arrested and released on police bail and I spent the evening at A&E. I left the family home nearly 18 months ago for various reasons. He has changed the locks to the house and his sister who is visiting told me that he asked her not to let me enter the house and to inform me that he changed the locks on police advise. I rang the police and they say that they would never advise anyone to change locks on a jointly owned property. Could you please tell me what my rights are? I do not have legal representation at present. Should I hire a solicitor? Could he prevent me from going to my home of 20 years? My son’s and my post still come to the family home and especially for my son all the potential employers letters. I am very distressed. THANK YOU! by napura

My brother and I wish to take out a joint mortgage on a property fairly soon but he will out of the country serving with the Army for the next 3 months. Is there any way of signing the paperwork myself and then transferring him onto the mortgage or any other way round this? Thanks by Ruth

We have the wrong name on our ground rent bill and we have been asking them for a year to put this right, without any success. We haven't paid anything towards this years ground rent because we feel this should be rectified, where do we stand, legally? by Paul Bellamy

my husbands mother left her house to my husband and his brother.after her death in jan 2000 the house was to be sold and divided between the two. up to date his brother has refued to sell he lives in the house and my husband has given him enough time my husband needs the money to pay ourmortgage as he is due to retire and i have retired his brother is 55 years what are his right as it has been left so long thanking you v,cherubini by virginia cherubini

Hi\r\nMy partner bought a property for his much older brother 23 years ago. They agreed to become joint tenants on the understanding that the house would become on death the sole property of the remaining brother.After enjoying full use of the house along with his partner for all those years, and without consulting my partner, he has chanded the title to Tenants in common. Our question is this. If the said brother dies first and leaves his half of the property to his partner, could she be asked to leave in order that the house be sold and the proceeds shared? or would it be in my partners legal right to occupy part of the house, or even ask for rent.\r\nHope you can be of help. by Shirley

hi i have a dispute over a property with a relitive .we transfered the on to her name and took declaration that he will give it back to us when we require but he denies that and we have witness and declaration with his singnatures ... problem is that he is out of countr or if she is here we dont know where haw can we serve the summons to him lawyer is not accepting ... by imi

In case of a house repossion how long can a bank or building society can demand the short fall from a person.\r\n\r\nFor example a house that was reposessed 10 years ago or more can they sell the debt to debt recovery company. And does the mortgagee have to pay.\r\n\r\nPlease reply as soon as possible. by Haleem

I am a tenant of Islington Council. I am severly disabled and my husband is a pensioner. The Council arranged for British Gas to come and remove the old boiler last monday and install a new system.\r\n\r\nThey were supposed to be here between 8am and lunchtime on Tuesday. The gas fitter arrived at 4.30pm on that day and said that "...as it was so late he would just drop the stuff he needed in and would start the installation on the following day". \r\n\r\nHe came on the next day and started the installation. By the end of that day he realised that it was going to be more complicated than he initially thought and telephoned his supervisor and asked for some help. The next day there were two engineers turned up and by the end of that day they still had not finished.\r\n\r\nThe following day the original workman turned up and finished off!!.\r\n\r\nAn hour after he left there was loads of water pouring down my bedroom wall. I telephoned the Council and switched off the water as instructed. I was told that the engineer would be with me again the following morning at about 9am. He turned up on Friday at 6pm and worked through until 11.30pm whereupon he assured me that everything was going to be alright. Within half an hour of him leaving it was pouring water down my bedroom wall again.\r\n\r\nI had a plumber from HCI come out and he turned my water and heating off for the whole weekend and I had to wait until monday before the engineer would come back.\r\n\r\nOn the monday he turned up and fixed it again but it still leaked. \r\n\r\nHere we are some 11 days later and they have just managed to get it fixed. I now have to have my bedroom redecorated because of the water seepage and replace my carpets downstairs as they have been soaked for so long.\r\n\r\nIs there some form of compensation that I can demand from Islington Council and do I have to sue them! by Lisa Mitchell-Smith

I am a leaseholder of a city aprtment. I wish to remortgage to obtain a better deal i.e change my bank. However the freeholder is charging a notice fee of £96. Is this normal and if so will i be charged everytime i remortgage to save money. by Bhavesh Patel

I posted a question below about my housemate restricting my service to Internet and TV services and you Thanked me for contacting you but did not give me a reply. Are you able to advice me on the question I asked \r\nMany Thanks \r\n\r\nBen by Ben Wrigley

i leave in friends single flat, my friend leave with me. i expecting have baby march 16. my friend would like i move but i dont have any place to go. i apply 08 month ago for consul house and they ready knows that i have to leave this place. but im any way still have band 3 and when i apply for property im all the time last. pls can i get advise what i have to do. by Audra

Hi, I rented a room in the flat I live in (rented from the owner). The flatmate I had was stay as a minimum till 31st March and after that to leave was to give a months' notice. On feb 1st she said she wanted to leave and as we didnt write it down that she had to stay for the minimum period she was not bound to. The only written part was the paper where I stated that I collect 400 as a deposit refundable unpon her leaving the room in good condition. This was the only condition written down cos she said she would stay for the minimum period. She has now threatened to take me to court for the 400pounds as she still has the paper I wrote it on. She paid a monthly rent was was supposed to stay a minimum period and after that period elapsed, must give me a months notice. by Dami Ade

I'm a co-own of a home, the second own has not live in the home for over 2 years. I have offered to buy him out of the house but he refuses to sell. He has not paid the mortgage payment in two years. Can I legal change the lock on my home? I'm scared that he can enter the house when were he wants, I'm not scared for my life but do fear that he will try and steal my dog or do something to the property. by Laura

hi there.we moved to a new apartment on 31 october 2007 and signed a lease agreement for 6 months but the estate agency did not give us our copy.in december 2007 the estate agency went bankrupt and handed over the property back to the owner who wants us to sign another lease agreement and to pay another deposit. our initial deposit was not protected against so we dont know whether to sign the new agreement or not or whether we will get our deposit back.thank you\r\n by cosmas

On 2nd January 2008, I came back to my house in Lincoln after the Christmas vacation to find that one of my housemates had taken the Virgin Media box belonging to the household. The internet service was also not working. \r\nI have contacted Lincoln Lets ( our letting agent) regarding this matter and they have advised me by saved email that Lauren, my housemate, had not informed them that she had cancelled the service nor did she tell them that she had taken the Virgin Media box. Nor did ask me or inform me that she were taking the Virgin Media box. \r\nShe then informed me that you had cancelled the service via saved MSN conversation. \r\nThereafter, it was established that she had not cancelled the service but changed the passwords restricting my access to the service that I am entitled to. \r\nShe then advised me, yet again, that she had cancelled the service because I did not pay towards a “Set –up / installation fee” even though this was not something that we agreed. \r\nLincoln Lets allow us £25 per month to purchase an Internet and TV package. she did not forewarn me that there was going to be an extra charge until the text message I received from her in January 2008, some 6 months after the package was bought, asking me to pay this additional cost. \r\nAlthough she took responsibility of purchasing this mentioned package, it is the £25 per month from Lincoln Lets that pays for this service; therefore she has no right to restrict my access like she has done by changing passwords for the TV/internet. I have paid £35 towards this service there for it is as much mine as it is everyone else is the house. \r\nI feel like this is a continuance of harassment from her towards me for which she has already been warned about from the University. \r\nCan u help me \r\n by Ben Wrigley

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Hi,\r\n\r\nMy fiance is currently in a legal dispute with his adult daughter over claims to his late wife's estate (she is the late wife's daughter also) and has stopped the sale of his house until she gets her financial demands met.\r\n\r\nShe has recently left the house (her home for 13 years with her father and late Mother would her leaving effectively now make it unecessary for her signature to be required to complete the sale of the house, is there a time scale to this?\r\n\r\nPlease help, I don't live with my fiance but we are planning to marry in the summer this year and buy a property with joint funds. His daughter was happy to leave the property and stay closer to her Mum's family but she has since contacted a solicitor without discussion or warning.\r\n\r\nMany thanks\r\n\r\nHelen by Helen J

I live in a student house with 4 other girls. Our contract states that we are not allowd to bring any other items into the house, E.g. Fridges. \r\n2 of my house mates have brought fridges into the house and the humming noise that they make are keeping my up at night. I contacted our letting company and they said it was a domestic despute. I find this verry odd as they are clearly in breach of the contract. I have aske them to remove the fridges but they refuse. I am strdying Law and know that they are in breach of the contract. Is there anything I can do. by Ben Wrigley

hello there, i would be most grateful for your advice. my wife and i had a joint mortgage for the last twelve years, i got into debt without my wifes knowledge. i have now transfered the house to my wife and she is now the sole name on the land reg. she always paid the mortgage anyway and she owned the previous house which paid the deposit on the current one, she has always been morally the owner. my debts are unsecured and i am paying them off via a debt managment plan set up with a third party. my concern is if i should die before i have paid off my debts (it will take many years) could the creditors chase my wife as i incured the debts while the house was in joint names? is there a time limit? i got into this mess without my wife knowing, she is however aware now, and i dont want her to suffer. there are no charging orders on the property and all the debts are in my name only. by michael

hello, my concerns are about a solicitor.My partners mother died and he and his brother inherited the family home. However my partner wanted to keep the house so he paid his brother is share and took out a mortage on the rest of the balance.The solicitor gave him a completion date which was 21-09-07 and he paid the full amount and a deposit on the 12-06-07 and he thought he would have the deeds.Then on then on the 11-12-2007 he had another letter stating that when registering title with the land registry they found that the bank did not send them enough money and they asked my partner to pay so that they could complete matters so he paid them on the 10-01-08.However on the 29-01-08 they have sent another letter asking for more money to pay for the land registry. l would like to know his legal rights ? Also, are the solicitors taking advantage or are they within their rights and what can we do if they are not? Thank you. by sheila james

A very good hello,\r\nFirstly i used to live in my parents house for nearlly 12 years, i have contributed to the morgage and bills, however i am no longer living there now for the last 4 years or so, the problem is that i want to register my interest in there property which is privately owned we did fall out on bad grounds, what my question is that can i register my interest in that property, i have been advised that i can fill in a form at landregistry to register my interest i dont know what form and also if my father does object under what grounds can i challenge him and what will be the consequeces if pass or fail.\r\n\r\nmany regards,\r\nRAJ by RAJ

We commissioned a builder here in Spain to build our dream home, we put him under Spanish Legal Contract with a finish date of 5/6/2007 and a breech of contract of 500 euros per week for every week over. We did not have our home finished although we have sought legal advice here in Spain, we don't understand the Spanish Law, we have asked thedm to put an embargo on the builder to stop him selling or transfering his company but we feel this has not been done. We have taken many photographs of the miss build and the non completed build and an Engineer has been to our house to check this out. But we still don't know what will transpire. We have been begging for our electricity to be connected since May 2007 and as yet we are still not connected, what can we do to prevent the builder getting away with this disaster scot free. If you can help them I emplore you to do so. I have been so ill since we came here I feel it must be the stress of this. I would be happy to answer any and all questions you may have for us I just need expert help. Our Solicitor here does not speak any English and we feel she may not ben working in our best interest, she maybe but the Spanish never communicate the stages of what should happen and what will happen.\r\n\r\nHelp Cheers Peggy by Peggy

Can a bailiff entering to recover a tax debt take items belonging to my children or indeed my new partner who lives with me?\r\n\r\nIs it correct that they cannot take anything that is in use ie a TV, washing machine etc?\r\n\r\nDo they need a court order to enter? by Steve Dodgson

My landlord since i've tried to move out has been trying to take my deposit money. He just issued me a bill for cleaning my apartment for 90 pounds and its not a real receipt and its a phony document of a shop that dose'nt really exist, contact numbers are fake and shop is actually a convenience store. Its quite obvious my cleaning was satisfactory and he just issued a fake receipt because i asked him to give me one. pls advice.\r\ni am willing to call the police for this matter.\r\nThis landlord is trouble for all his tenants. by Jeswin

i have had a charge put on my property.what does this mean,do i still have to pay the debt off. by patrick clancy

Dear sir.\r\nCould you clarify our position with regards the following.\r\n\r\nIn January 2006 my sister husband had died of cancer. She had never liked the house they lived in from the day she first saw it some 5 years ago. \r\nThe mortgage on the house was paid off with the insurance policy on it. She received £50,000 from a life insurance policy he had and a pay out from the company he worked for\r\n\r\nAt the end of April 2006 we made an agreement with my sister to buy her house on a private agreement for £145000. We would pay her a sum each month part off the capitol and the rest as interest. On the sale of our house we would pay her a one off payment like a late deposit. We also agreed that we could move in before we sold our house as I had a large collection of equipment that would have to be moved before we could sell our house. We did put all this in to a written agreement. My sister read the agreement and said it was ok and took it with her but never signed it.\r\n \r\nAt this time her house was empty as my sister had moved in with her boyfriend. My sister had 5 cats and 3 dogs in the house and did not do much in the way of cleaning so, before we could move we had to start cleaning and removing old carpets and furniture. \r\nThen on the 13th June 2006 we had a fire at our house. The loss adjuster did not offer us alternative accommodation so I rang my sister, explained the situation and she agreed that we could move in to her house then. We explained that because of our financial situation we could not pay her any rent but we could get something from the insurance company for the time that the house was having the work done. She received £300+ pounds a month from June 2006 to January 2007. \r\nThe builder who was carrying out the work on our house had expressed an interest in buying it. This would have made everything quite simple but in the end he did not, so we put the house up for sale on the open market. My sister had thought that it was a done deal and was spending the money before she had it.\r\n\r\nMy wife was so worried that my sister would want the house back as it could take some time to sell our house that to alleviate her fear my sister gave us all the keys to the house and even offered us the deeds to the property and said not to worry she would not want it back.\r\n\r\nOn the 24th December 2007 I received a phone call from my sister asking if we could get a mortgage for the £145,000 or we would have to get out of the house as she was in debit and needed money. She did not realise that selling a house could take so long even though we had explained it all to her.\r\n\r\nWe are now in a debit management program due to all the money we had to borrow off credit cards for essentials. I cannot work due to a herniated disk in my back for which I am awaiting an operation.\r\n\r\nPsychologically we could never go back to our house.\r\n\r\nWhat is our position. Are we tenants or are we guests or what. Can my sister just throw us out on to the street? We do not have a deposit to rent somewhere, even if we did, we could not afford to pay rent and a mortgage, so we would have to give our house up which would put us in more debt and we have a case for damages on the house so if we loose the house then we loose the claim for damages.\r\nHas my sister broken a verbal contract between us, and if so can we claim for the work we have done to improved the property by cleaning and decorating, fitted new lights, some new carpets, fitted a new radiator in the dinning room and started on the garden.\r\nIf my sister is in debt is it our problem. To my reckoning she has spent £75,000 on cars, doll, prams, wheels for the prams, loans to friend, designer clothing etc.\r\n\r\nCan you give us any advise.\r\n\r\nMr James and Mrs Vesta Keenan.\r\n by Mr and Mrs Keenan

I am currently occupying a shared student house under an assured shorthold tenancy; this is a joint tenancy agreement with 4 other people. \r\nI have had some problems regarding harassment from my housemates and the police have tried to take action over the matter but are finding it hard as we all live under the same roof and it would be unpractical to issue them with harassment warnings. \r\nThe letting agency that I am with do not want to get involved as this is a civil dispute. \r\nWould I be able to get the people harassing me issued with a non-molestation order ?\r\nKind regards\r\n by Ben Wrigley

Can the landregistry apply a statutory charge on the property when there is an outstanding legal dispute with the legal service commission even though the land registry are fully aware of this sitatuation but have gone ahead and disregarded this and applied the charge. by Andrew Hinchley

can a statutory charge be placed on a property when a solicitor has been foud to be negligent and has submitted his legal aid bill in 2 years after he was found to be negligent and a payment was made to myself which made me exempt frm ay further costs. by andrew hinchley

Hello, i own a flat as a leaseholder and pay service charges to a mangement company that doesnt do the work they say they will do, i had a leak in my window from water cascading down from the roof through the faulty seals on the guttering and has destroyed my hardwood window !!! but when asked the management co would do absolutely nothing. I warned them that if nothing was done id stop my monthly payment, they did nothing so i stopped it, i then asked them to provide co and annual accounts which they point blank refused then i bought up that they didnt have fire doors and had stored oil based paint in the meter cupboard which breaks british fire regulations and that the fire alarm wasnt reset and there was a key in the system for everyone to use again they did nothing !! finally i went to a tribunal the LVT (leasehold valuation tribunal) \r\nwhere the management co and property management agent openly admitted they held back co accounts and our expenditure, they admitted the building didnt have the correct fire safety and amazingly could not prove to the chairman how he came to the figures and why he was overcharging !! now the reason i am writing to you is in the tribunal the ruling absolutely flabagasted me and my partner as he totally through out the window complaint saying in the lease it said the frame is shared half and half by the owner of the flat and management co, but the surveyor pointed out to him that that meant the frame of the building on another page it says covenants by the management co window frames painted and treated if necessary and fixed by them but he overlooked that totally which ment our windows are still rotten and we still need to sort that ourselves !! the verdict was we got £100 off our bill and the management co got off totally even though they admitted not letting us see the figures (which i believe is against the law) admitted the fire safety of the flat didnt meet the regulations and admitted there was an electrical fault but got absolutely no punishment at all !!! \r\nplease do i have a case as i have all this in writing (officially of them admitting to all this) and could i take it further as the lease states quite clearly it is down to them to treat and repair the windows !!! i really feel they were blatently let off. p.s. there own builders admitted the seals had gone and the property management man admitted this in the hearing too !!!\r\ni would really appreciate your advice and help \r\nmany thanks \r\n\r\nDanny by Danny O'Sullivan

I would like to know, if I could charge the water/sewrrage company for using my land because the public sewrrage is running under my house? by Mr Moh Shafie

Can ou tell me my legal right? I just bought my first BUY TO LET property from an auction house.\r\nI never met the tenant and she has AST up to 3/02/08 and I have sent her a letter to meet and let her know that as her tenancy agreement expires, she need to renew it, and I give her one month notice to renew it and she has to let me know not latter than 11/01/08.\r\nShe has not responded, then I give her a written\r\nnotice to see her and inspect the flat on 12/01/08 at 16.00hours.\r\nI attended with a bruilding surveyor, I knocked on the door she did not responded and then I called her on her mobile phone and she did not answer her phone.\r\nWith the key I have, I tried to open the flat door, then I noticed that she is in the flat and she has the key in the lock.\r\nWe waited for about twent minutes and kept knocking on the door, without any success, then we left. by Mr Moh Shafie

Please can you advice me where i stand on this, We put our house on the market and some one put in an offer on the property of which we accepted. The sell fel through and the estate agent did not advice us that the sel had fallen through. We went ahead and paid serch fees on a property that we had put in an offer for and all the mortgage serch fees. They later advised us that the sell was not going to go through by then all the serches had been done. If the our estate agent had told us that the sell had fallen through at the time it happened we would not have paid any of the fees do you think we are entiled to any money from this estate agent because what they did. by m C

Have a neighbour with a large caravan parked on their drive which blocks our view. Covenant on properties say they cannot have it there. Have asked them to move it with negative response. How can I get it removed and how much is it likely to cost me. Thankyou. by Thomas Devine

i have a house with my partner of 2 and a half years,i could not get my name on the deeds at the time,if we split up now,am i entitled to half of the property by susan

Peter is disabled and so am i,the council are making him bancrupt.we do not know which way to turn,we qualify for legal aid but Peter is bedridden,please help,there is so much paperwork but i don't understand it due to my disability.the council have even told lies about the situation. Thanks very much ,PLEASE HELP\r\n by .PETER DEREK WEAVERS

the property we stayed in now is a mortgage one in the name of my wife & myself. as husband & wife we did not talked about apportionment as to committment in terms of ammount to contribute, becuase my wife being a nurse earns more than i do. All we wanted was a property of ours. now she wanted me to transfer the ownership to her name only & not willing to compensate me adequately. she has taken me to her own solicitor to share whatever comes out of the remortgage she is unilatterilly doing. what do i do? Am i bound to take whatever they planned to give me? does her solicitor have legal right to preside over this issue out of court? by Adewale Yusuf

I live in Shared house with my friends ,we shared & pay equally , I have Gas / Elec + TV Liscence on my name at this address Whereas tenancy agrement is on my other friends name , Can they kick me out whenever they want & What are my Rights while I am styaing at this address ? by SYED WARSI

In september 2007 both my husband and I singed contracts for a timeshare in gran canaries. They are a uk based company called Anfi.In october we decided to cancell within the 15days cooling off period.We paid deposit of 1974 euros,agreeing to pay 200euros per night for our 6 nights stay.To date we have not yet recived our deposit refund of 774 euros. My question is how can we get our deposit back.\r\n MRS Mary Woods. by Mary Woods

I have a judgement against Alliance-Leicester PLC over bank charges subject to the high court case in the High Court. The Judgement states that if the customers win then I win and if the banks win then I lose. When is this case coming to court and how can I find out the verdict? by John Lowe

my mother has bought a house which requirs that a 3 and half foot right of way at the rear for access on foot to the houseds beyond her own. Boundaries are shared. My mum would like to put up a fence and gate up accross the path can she do this providing the neighbours can get through or does she have to get permision from all the neighbours or those only that live beyond her home. Do all the neighbours have right of way or only the ones that need to get past her house to access thir own. My mum is being harassed by a neighbour whose property is next door on the left of her property and in theory he should not need to pass her property at the back as he has access to visit neighbours at the front. Can she stop him passing her house? Also if she'd like to put a fence up at the front and boundaries are share do she have to get permision from the joining neighbour. by anna kent

can you help my husband has reciently walked out of the family home to be with another woman i would like to know where i would stand in regards to getting the full sale amount of the house due to the reason he left and the fact he now lives with the other woman i also have a 14yr old son can this help getting the money thanks by Elaine Spencer

My house is leasehold with a ground rent of £60 per year. I have not paid this for approx 15 years. The company I used to pay no longer exists and I have never been notified as to who I should be paying. Do I have to pay for the years I missed and does anybody have any claim against my property because of the arrears. by David

I have just moved out of rented flat my landlord ehasnt bother to give me my deposit back at first she asked me my address then 6months has passed no conduct .what can i do to get my deposit back?I stayed in her flat for a year and didnt miss any payment,she has tried to avoid giving back my money.should i just let it go when i moved out she said she wanted to sell her flat.then she refused to meet at the property,then she send her brother to get the keys,after that she phoned and said the flat was dirt and the seater was demaged (water demaged) i had informed her about the water licks I also asked the agency but they said it was up to landlord as the job was to let the property only I have kept all correspondence and the report about water lick from Thames water and texts that she send to me asking to move out until she stopped communicating. I just need to get my £650.00 back by wilson

My ex wife & I brought a 3bed-room property in 1987 for £54,500. I oversaw the mortgate repayment until we were divoicred in 1989 with an outstanding balance of £47,329. After 1989 there has been arrears. Outstanding balance as at 01/12/07 was £42,589.35. Can I ask that the arrears sholud be taken out of her share of the equity? The mortgage repayment has always been met by rental income from tenents. She lives with the tenants, collects the rent but does not make the repayment. Our only child of 15 years old has lived with me since divorce and still lives with me . My EX makes no contribution towards our daughter's upkeep and education.\r\nMy Solicitor says no provision would be made for our daughter's up keep and education. Is that right? I am single and bringing up a 15 yr old on my own, she goes to 6th form in September 2008. by Ernest Orchard